World Financial Group Overview

World Financial Group Overview

If you’re searching into the World Financial Group home business opportunity, don’t join… at least, not before reading through this overview. In this short article overview, I will concentrate on World Financial Group background, the various services they market, their compensation plan and, whether or not WFG is a fraud.

World Financial Group, is based out of Georgia and was started in 1991 by Hubert Humphrey. Before starting WMA, Humphrey was the #1 Producer for A.L. Williams, now known as Primerica. When Art Williams sold the company to Sandy Weill, Humphrey decided to venture out on his own and start his own financial services direct sales company.

Currently, Hubert Humphrey is no longer associated with World Financial Group, which is now owned by AEGON, one of the world’s largest life insurance and pension groups. WFG markets various financial services, including life insurance coverage, investments and mortgage products though the multilevel marketing business model. Some of World Financial Group strategic partners include some big names in the financial services arena: Western Reserve Life, Pacific Life, Allianz, Transamerica, Nationwide, John Hancock, Hartford Life and Investment Advisors International.

At this moment, the company has a sales force of 85,000 life insurance licensed representatives,

Why MBA in finance is better than CA as a career option

Admission season is in full swing, with the onset of monsoon. Students are preparing for various exams that can give them a ticket to pursue higher studies in various fields. Chartered Accountancy or C.A. as it is popularly known is considered the highest qualification for a commerce student and it used to be the dream of a bright commerce student to pursue C.A. However, with the changing global trend many commerce students are now opting for MBA in finance as it gives them the opportunity to rise in the corporate hierarchy.

A crucial factor that has lead the commerce students divert their attention, energy and resources away from a reputed professional course like C.A and opting for MBA in finance is long duration. For pursuing C.A, you require a lot of work hard, perseverance and above all long years. It sometimes happens that some people who start to pursue C.A in their twenties and end up finishing it in their thirties. It is highly specialised where the aspirant has to give their 100% efforts and time.MBA is a two years programme and at the end of that you get a placement with some reputed business house.

Moreover, the course is more about

Why Is Trade Credit So Important To Business Credit

No matter what, your business is it is likely you need supplies. For some companies it may only be a matter of office supplies and equipment, for others it might be an entire product line brought in for re-sale. No matter what type of business you are going to be dealing with vendors. Because of this you are in the perfect position to build your business credit in a way that will benefit your company in several ways.

Even if you can afford to buy your paperclips with cashdon’t. Right from the start you should be contacting vendors that you will be doing business with and enquiring about the possibility of trade credit. Use your business name, address, and pertinent information to obtain vendor accounts so that it is your business that builds credit not your personal credit history.

Make all of your purchases on trade credit accounts whenever possible. Not only will this build up a great deal of positive credit history for your company, it also helps you keep your finances in order with excellent records of all of your expenses. That’s a plus at tax time too, and it also keeps you from blending your personal money with business

Why is Financial Planning Important for Women

During the Past 8 years of my career as Financial Advisor, we have rarely been approached by Women for Financial Planning.

Women tend to leave their Financial Planning to their Husband/Father, and most of the times there is a huge mismatch between the Actual Need and Action Taken.

Thankfully, in the past 1 year we have been noticing a shift in this attitude and many Working Women have approached us for Financial Planning and they have been getting Good Results and have discovered a new found confidence in them.

This Blog is inspired by Women who have started taking their Financial Planning in own hands and dedicated to those who are waiting in the wings to do so.

There are some special challenges and hassles that women need to face in their life, and especially when it is about securing their finances.

Many women seem comfortable leaving their long-term finances and retirement planning to their Husband/Father.

If in the past they’ve taken a backseat to their husband in terms of family’s finances, it’s time for them to get in the driver’s seat.

While nearly 100 per cent of women are Confident about managing their day to day household finances, but many don’t feel confident in investing or

Why go for Financial Certifications

Most newbies wish to find out how financial certifications help them with their professional aspirations and which exam makes most sense to go for.

Considering the fact that the candidates are from different backgrounds, the answer cannot be generalized. There are some who are already, in some way are related to the finance industry, some coming with IT backgrounds, some already possess a solid knowledge of financial products and involved instruments and a good general understanding of the industry, then there are those who before going for graduation in quant degree, would like to build up a more solid foundation with an official exam.

Some of the most sought after certifications are:

> Chartered Financial Analyst (CFA) offered by CFA Institute (formerly known as AIMR):

Three levels –

* The Level I : introduction to asset valuation, financial reporting and analysis, and portfolio management techniques.

* The Level II :asset valuation, and includes applications of the tools and inputs (including economics, financial reporting and analysis, and quantitative methods) in asset valuation.

* The Level III : portfolio management, and includes strategies for applying the tools, inputs, and asset valuation models in managing equity, fixed income, and derivative investments for individuals and institutions.

> Financial Risk Manager (FRM) offered

Who is eligible for a binding financial agreement

If you’re in a relationship, the idea of legally determining who should get what if that relationship was to break down is not a particularly romantic prospect. However in today’s world, it’s a reality that if a relationship does end, the division of assets and property can be messy and difficult, and a predetermined arrangement protects both parties from the stress of splitting assets after the fact.

Binding financial agreements (BFA) or prenuptial agreements as they are commonly known as are not, however, only available to couples getting married. Here’s a rundown of who is eligible for a BFA.FA.

-De facto couples. Today, the law recognises a whole variety of relationships, including de facto relationships involving two people who are not legally married and are not related by family but who live together in a relationship as a couple on a genuine domestic basis. Understanding your legal rights if you are in a de facto relationship is important, because partners in a de facto relationship now enjoy similar legal rights to married couples. De facto couples can therefore draw up BFA’s either before, during or after they start living in a defacto relationship that determines the financial agreement under which the relationship

When Buying My First Toronto Condo, What Financial Costs AND Incentives apply to my Purchase

When Buying My First Toronto Condo, What Financial Costs AND Incentives apply to my Purchase?

First time home buyers are consistently surprised by the “extra” costs involved in buying their first house or condo – usually when the buyer decides not to use a Realtor – or worse, their Realtor or Real Estate Lawyer has not properly informed them of all the costs involved. Your Realtor should inform you of all the possible costs involved in the purchase so that you are not left holding an unexpected load of expenses come closing time. The good news is that in Toronto, first time buyers are also offered a ton of incentives to make it more feasible for them to finally get that beautiful Toronto house or condo of their own.


1) First time Toronto House OR Condo Buyers are entirely EXEMPT from having to pay the new Toronto Land Transfer Tax on any amount below $400,000!

2) First time Toronto House OR Condo Buyers are given a REBATE on the Ontario Land Transfer Tax up to $2000. Ask your rep for more info on the details of obtaining this rebate.

3) On a new House or Condo, GST is included in the price, but